Medicare supplement insurance in Warren, Ohio

Mission Statement

Our many clients testify to our commitment to the "senior" market with unmatched integrity and service in the wake of increasingly shady and misleading advertising and other practices. At Minot & Associates LLC, we will never resort to such tactics and continue to offer the clear and transparent advice that our customers have come to expect from us.

Reviews

Non-Rated Service

Be the first to Write A Review for Minot & Associates LLC.

Minot & Associates LLC was inaugurated in 2001 not long after Michael Minot sold his former insurance agency and to now include his new wife Ludmila and son Serge. Michael has been the full time agent in the business, while Ludmila took her hand at substitute teaching part-time and later as an agent. Serge went on to become a lawyer.

Key Contacts

Michael Minot

Principal Of Minot & Associates Llc Insurance Agency With Over 35 Years Of Insurance Experience. Licensed In Most Forms Of Insurance, Mr. Minot Concentrates In The Over 60 Category Of Personal Health And Life Insurance. His Straightforward Counselor Approach Helps Clients Pleasantly Decide For Themselves What Insurance And How Much Is Important For Them.

Ludmila Minot

Originally From St. Petersburg, Russia Two Decades Ago, Mrs. Minot Has A Decidedly Customer Center Approach To Insurance. She Is Also A Principal Of Minot & Associates Insurance Llc.

1) Medicare Supplement Insurance

Some Medicare clients wish to keep original Medicare with it's deductibles and co-pays and purchase a supplemental policy that will cover most or all of what Medicare doesn't pay. We offer a variety Medicare supplemental policies from top well known insurance carriers and will help you pick the best combination or price, coverage, and service to serve you and your family for many years to come. A separate part D (prescription) policy is required at additional premium. We will help with that choice also.

2) Medicare Advantage Insurance

In the last several years, the government has allowed private insurance companies, under its auspices, to offer approved private Medicare coverage policies to Medicare recipients. These policies have become more and more popular because in addition to covering what original medicare covers, may also include other benefits including dental, eye care, fitness club access,etc. Most of them also include a part D prescription drug program for little or no extra premium. At Minot & Associates LLC we fully understand both the strengths and weakness of these programs and can also devise an individualized cost effective supplemental program for better protection. .

3) Senior Life Insurance

Despite the TV personalities that promote the "no questions asked" life policies for Seniors, it is a fact that the vast majority of older Americans can choose from a variety of life policies that will much better fulfill their family's needs and at a substantially better price. In addition, by answering a few simple health questions (no exam needed), they will have IMMEDIATE COVERAGE instead of waiting two years before any death except from an accident is covered. Call Minot & Associates to get the best rate and coverage to fit your situation.

4) Cancer Insurance

It's difficult not to notice that cancer is affecting more and more families as never before. Treatment options have expanded also with new techniques and cancer targeting drugs being introduced. With insurance companies increasing deductibles and co-pays, much of the burden has been shifted to the policy owner. When cancer strikes, many families will face their "maximum out-of-pocket" expense as never before, sometimes for several policy years. Lump sum cancer insurance can give you an immediate payment of up to tens of thousand dollars to deal with those expenses. Call us for a very reasonable price quote.

5) Annuities

Annuities have been both loved and hated, depending on your perspective, for a very long time. The fact is, they don't deserve either undying loyalty or the derision heaped upon them for various reasons. The veritable truth is that annuities are just tools. Much like using a sledge hammer to crack open an egg, the improper use of annuities can hinder a family's retirement plans. The proper use can easily enhance and protect the same retirement plans. If annuities are useful in your retirement plan and meet your stated objectives, we can and will structure them properly so as to maximize the enhancement and safety of your hard earned money.

Service Locations

Medicare Supplement Insurance Warren  -  Medicare Advantage Insurance Warren  -  Senior Life Insurance Warren
Cancer Insurance Warren  -  Annuities Warren  -  Cancer Lump Sum Insurance Warren

Citations

Minot & Associates LLC Photo Gallery
Updated as of 5/18/2024

Contact Information

Direct Email Contact